In 2022 there are many indicators that the national economy will continue to improve. One of them is because of the role of micro, small and medium enterprises or MSMEs which are believed to be the driving force for Indonesia's economic revival. Responding to this condition, PT Bank Negara Indonesia (Persero) Tbk also introduced the BNI Xpora program at the end of 2021, with Solo being the pilot project. The leader of BNI SBE Solo, Aditya Suprajogi hopes that this program can make it easier for business actors to be able to market their products abroad.
"This is one of the products to boost export-oriented MSMEs to go global. So our tagline is go productive, go digital, and go global. Indeed, this is closely related to digitalization at BNI," said Adit at a virtual event. Seconds Before launching , Saturday (5/2/2022).
Furthermore, he revealed that there are 3 largest groups of MSME industries in Solo City. Namely furniture, textiles and textile products, as well as agricultural products.
"Number 2 is textiles and textile products, such as batik. And number three is agricultural products. But initially we focused more on the furniture industry," he said.
Adit added, through BNI Xpora, his party helped MSMEs in finding markets. This effort was carried out through business matching in 6 overseas branch offices owned by BNI, including London, Singapore, Hong Kong, New York, and Seoul. In addition, BNI Xpora also provides other conveniences to customers.
"Indeed, some of the costs and conveniences provided to customers are lighter than local customers or MSMEs. Among them, if there are debtors, the interest rates are easier. We also hold training. For example, for MSME furniture there is training to improve quality. There is also training related to cooking spices. in order to obtain halal certification," explained Adit.
He said, in the future BNI will continue to enlarge and expand the BNI Xpora program. At the same time providing capital assistance for businesses, ranging from home industry to corporate scale.
"We start from small until they get big, if we need higher costs, we have medium and corporate segmentation. We are also now more oriented towards digitalization of banking. There is also a mobile BNI that makes it easier for SMEs (MSMEs) to transact from anywhere," he concluded.
For information, at the Seconds Before launching detikJateng, the editorial leadership of detikcom spoke with a number of experts, to discuss the potential of Central Java in terms of the digital economy and MSMEs.
This event will start a series of launching detikJateng as a starting point for the regionalization trip at detikcom starting from Central Java.
